/* MyBillChecker site styles
   Layout: light hero with a photo, white cards on a pale blue-grey page, navy reserved for the final call to action and the footer.
   Type: Newsreader for headings, Public Sans for reading. Body text 17px. */
@font-face{font-family:"Newsreader";font-style:normal;font-weight:500;font-display:swap;src:url("fonts/newsreader-500.woff2") format("woff2")}
@font-face{font-family:"Newsreader";font-style:normal;font-weight:600;font-display:swap;src:url("fonts/newsreader-600.woff2") format("woff2")}
@font-face{font-family:"Public Sans";font-style:normal;font-weight:400;font-display:swap;src:url("fonts/public-sans-400.woff2") format("woff2")}
@font-face{font-family:"Public Sans";font-style:normal;font-weight:600;font-display:swap;src:url("fonts/public-sans-600.woff2") format("woff2")}
@font-face{font-family:"Public Sans";font-style:normal;font-weight:700;font-display:swap;src:url("fonts/public-sans-700.woff2") format("woff2")}

:root{
  --ink:#12263A; --paper:#F3F6F7; --card:#FFFFFF; --line:#D6DFE4; --line-2:#E6ECEF; --muted:#4E5F6C;
  --accent:#0E6F6D; --accent-2:#0B5957; --accent-ink:#FFFFFF; --mint:#E4F1F0; --mint-2:#CFE6E4;
  --ok:#1B7A52; --ok-bg:#E1F2E9; --warn:#8F5A00; --warn-bg:#FBEFD6; --bad:#B3261E; --bad-bg:#FBE4E1;
  --navy:#0B2A43; --navy-2:#123B5C; --on-navy:#FFFFFF; --on-navy-muted:#B9CBD8; --cta-on-navy:#4FD1C5; --cta-on-navy-ink:#06222A;
  --todo-bg:#FFF1C9; --todo-ink:#6B4600;
  --il-mint:#E4F1F0; --il-mint2:#CFE6E4; --il-card:#FFFFFF; --il-line:#D6DFE4; --il-navy:#0B2A43; --il-navy2:#1E4A6D; --il-teal:#0E8F8B; --il-amber:#F2B544; --il-amber-soft:#FCE7B8;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --radius:14px; --shadow:0 1px 2px rgba(11,42,67,.06),0 8px 24px rgba(11,42,67,.06);
  --head-h:64px;
  --lg-ink:#0B2A43; --lg-sub:#0E6F6D; --lg-tile:#0B2A43;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --ink:#E7EEF2; --paper:#0A1822; --card:#10222F; --line:#223747; --line-2:#1A2E3C; --muted:#A3B5C1;
    --accent:#4FC3BE; --accent-2:#6FD6D1; --accent-ink:#04201F; --mint:#10303A; --mint-2:#174450;
    --ok:#6FD3A0; --ok-bg:#123324; --warn:#E8B04A; --warn-bg:#352A10; --bad:#FF8A80; --bad-bg:#3A1613;
    --navy:#071721; --navy-2:#0C2433; --todo-bg:#3D3010; --todo-ink:#F4D27A;
    --il-mint:#12313B; --il-mint2:#1A4450; --il-card:#1A3242; --il-line:#2C4658; --il-navy:#4FC3BE; --il-navy2:#2D7F8A; --il-teal:#8DE0DA; --il-amber:#E8B04A; --il-amber-soft:#4A3A16;
    --lg-ink:#FFFFFF; --lg-sub:#4FD1C5; --lg-tile:#123B5C;
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --ink:#E7EEF2; --paper:#0A1822; --card:#10222F; --line:#223747; --line-2:#1A2E3C; --muted:#A3B5C1;
  --accent:#4FC3BE; --accent-2:#6FD6D1; --accent-ink:#04201F; --mint:#10303A; --mint-2:#174450;
  --ok:#6FD3A0; --ok-bg:#123324; --warn:#E8B04A; --warn-bg:#352A10; --bad:#FF8A80; --bad-bg:#3A1613;
  --navy:#071721; --navy-2:#0C2433; --todo-bg:#3D3010; --todo-ink:#F4D27A;
  --il-mint:#12313B; --il-mint2:#1A4450; --il-card:#1A3242; --il-line:#2C4658; --il-navy:#4FC3BE; --il-navy2:#2D7F8A; --il-teal:#8DE0DA; --il-amber:#E8B04A; --il-amber-soft:#4A3A16;
  --lg-ink:#FFFFFF; --lg-sub:#4FD1C5; --lg-tile:#123B5C;
  color-scheme:dark;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-padding-top:calc(var(--head-h) + 16px);-webkit-text-size-adjust:100%}
html,body{margin:0}
body{background:var(--paper);color:var(--ink);font:400 17px/1.6 var(--sans);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;margin:0;letter-spacing:-.01em;line-height:1.15;text-wrap:balance}
p{margin:0}
img{max-width:100%;height:auto;display:block}
button,input,select,textarea{font:inherit;color:inherit}
a{color:var(--accent);text-underline-offset:3px}
a:hover{color:var(--accent-2)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}
[hidden]{display:none!important}
.wrap{max-width:1180px;margin:0 auto;padding-inline:clamp(16px,4vw,32px)}
.skip{position:absolute;left:-9999px;top:8px;background:var(--card);padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{left:16px}
.i{width:20px;height:20px;flex:none;display:inline-block;vertical-align:middle}
.i.lg{width:26px;height:26px}
.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;border:1px solid var(--line);background:var(--card);color:var(--ink);border-radius:10px;padding:10px 18px;cursor:pointer;font-weight:600;font-size:16px;text-decoration:none;line-height:1.2}
.btn:hover{border-color:var(--ink);color:var(--ink)}
.btn.primary{background:var(--accent);border-color:var(--accent);color:var(--accent-ink)}
.btn.primary:hover{background:var(--accent-2);border-color:var(--accent-2);color:var(--accent-ink)}
.btn.big{min-height:54px;padding:14px 24px;font-size:17px}
.btn.small{min-height:36px;padding:6px 12px;font-size:14px;font-weight:600}
.btn.on-navy{background:var(--cta-on-navy);border-color:var(--cta-on-navy);color:var(--cta-on-navy-ink)}
.btn.on-navy:hover{filter:brightness(1.06);color:var(--cta-on-navy-ink)}
.btn.ghost{background:transparent}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:600;text-decoration:none}
.link-arrow:hover{text-decoration:underline}
.link-arrow .i{width:18px;height:18px}

/* ---------- header ---------- */
.site-head{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:var(--card);border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;gap:18px;height:var(--head-h)}
.brand{display:flex;align-items:center;gap:9px;text-decoration:none;color:var(--ink);flex:none}
.brand .logo{height:44px;width:auto;display:block;flex:none}
.mainnav{display:flex;gap:2px;flex:1;justify-content:center}
.mainnav a{color:var(--ink);text-decoration:none;font-size:15.5px;font-weight:600;padding:10px 12px;border-radius:8px;white-space:nowrap}
.mainnav a:hover{background:var(--mint)}
.mainnav a[aria-current="page"]{color:var(--accent);box-shadow:inset 0 -3px 0 var(--accent);border-radius:0}
.head-cta{flex:none}
.menu-btn{display:none;align-items:center;justify-content:center;width:46px;height:46px;border:1px solid var(--line);border-radius:10px;background:var(--card);cursor:pointer;flex:none}
.menu-btn .i{width:24px;height:24px}
.menu-panel{position:fixed;inset:calc(var(--head-h) + env(safe-area-inset-top,0px)) 0 0 0;background:var(--card);z-index:39;overflow:auto;padding:8px 0 calc(32px + env(safe-area-inset-bottom,0px));border-top:1px solid var(--line)}
.menu-panel .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding-block:20px}
.menu-panel h2{font-family:var(--sans);font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:0 0 8px}
.menu-panel ul{list-style:none;margin:0;padding:0}
.menu-panel li a{display:flex;align-items:center;gap:10px;min-height:44px;color:var(--ink);text-decoration:none;font-weight:500;border-bottom:1px solid var(--line-2)}
.menu-panel li a .i{color:var(--accent)}
.menu-panel li a:hover{color:var(--accent)}
.menu-all{display:none}
@media (max-width:1360px){.mainnav a{padding:10px 8px;font-size:15px}}
@media (max-width:1180px){.mainnav{display:none}.menu-btn{display:inline-flex}.head-cta{margin-left:auto}.menu-panel .wrap{grid-template-columns:1fr 1fr}}
@media (min-width:1021px){.menu-all{display:inline-flex}}
@media (max-width:640px){
  :root{--head-h:58px}
  .brand .logo{height:38px}
  .site-head .wrap{gap:10px}
  .head-cta{min-height:42px;padding:8px 12px;font-size:15px}
  .head-cta .long{display:none}
  .menu-btn{width:42px;height:42px}
  .menu-panel .wrap{grid-template-columns:1fr;gap:18px}
}
@media (max-width:370px){.brand .logo{height:32px}}

/* ---------- home hero ---------- */
.hero{background:linear-gradient(180deg,var(--card) 0%,var(--paper) 100%);border-bottom:1px solid var(--line-2)}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(24px,4vw,56px);align-items:center;padding-block:clamp(28px,5vw,64px)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--accent);background:var(--mint);border-radius:99px;padding:6px 12px}
.eyebrow .i{width:16px;height:16px}
.hero h1{font-size:clamp(36px,5.4vw,60px);margin-top:16px;letter-spacing:-.02em}
.hero .lead{font-size:clamp(17px,1.6vw,19px);color:var(--muted);margin-top:14px;max-width:34em}
.hero-media{position:relative}
.hero-media .photo{border-radius:20px;overflow:hidden;aspect-ratio:4/3.4;box-shadow:var(--shadow)}
.hero-media .photo img{width:100%;height:100%;object-fit:cover}
.example{position:absolute;left:-28px;bottom:-22px;width:min(300px,78%);background:var(--card);border:1px solid var(--line);border-radius:16px;padding:14px;box-shadow:0 18px 44px rgba(11,42,67,.18)}
.example .k{font-size:12.5px;color:var(--muted);display:flex;align-items:center;gap:6px}
.example b{display:block;font:600 21px/1.15 var(--serif);margin-top:2px}
.example ul{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:6px}
.example li{display:flex;justify-content:space-between;gap:8px;font-size:13px;border-radius:9px;padding:7px 9px;background:var(--warn-bg);color:var(--ink)}
.example li.okk{background:var(--ok-bg)}
.example li em{font-style:normal;font-weight:700}
.example small{display:block;margin-top:8px;font-size:11.5px;color:var(--muted)}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr}
  .hero-media{max-width:560px}
  .example{left:auto;right:12px;bottom:-18px}
}
@media (max-width:520px){.hero-media .photo{aspect-ratio:16/10}.example{position:relative;right:auto;bottom:auto;width:auto;margin:-36px 12px 0}}

/* upload card */
.upl{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:16px;box-shadow:var(--shadow);max-width:540px;margin-top:22px}
.upl-drop{display:flex;align-items:center;gap:14px;border:2px dashed var(--mint-2);border-radius:14px;padding:16px;background:var(--mint);cursor:pointer;text-align:left}
.upl-drop:hover{border-color:var(--accent)}
.upl-drop .ic{width:48px;height:48px;border-radius:12px;background:var(--card);display:grid;place-items:center;color:var(--accent);flex:none}
.upl-drop .ic .i{width:26px;height:26px}
.upl-drop b{display:block;font:600 19px/1.2 var(--serif)}
.upl-drop small{color:var(--muted);font-size:14.5px}
.upl-row{display:flex;gap:10px;margin-top:12px;flex-wrap:wrap}
.upl-row .btn{flex:1 1 220px}
.upl-assure{display:flex;gap:6px 16px;flex-wrap:wrap;margin:12px 0 0;padding:0;list-style:none;font-size:14px;color:var(--muted)}
.upl-assure li{display:flex;align-items:center;gap:6px}
.upl-assure .i{width:16px;height:16px;color:var(--ok)}
.upl-notice{font-size:13px;color:var(--muted);margin-top:10px}

/* ---------- trust strip ---------- */
.trust{background:var(--card);border-block:1px solid var(--line-2)}
.trust ul{list-style:none;margin:0;padding:18px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust li{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;color:var(--muted);line-height:1.45}
.trust li b{display:block;color:var(--ink);font-size:15.5px}
.trust .ic{width:40px;height:40px;border-radius:10px;background:var(--mint);color:var(--accent);display:grid;place-items:center;flex:none}
.trust.inpage{border:1px solid var(--line);border-radius:var(--radius);margin-top:36px}
.trust.inpage ul{grid-template-columns:1fr 1fr;padding:18px}
@media (max-width:900px){.trust ul{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.trust ul{grid-template-columns:1fr;gap:12px}.trust.inpage ul{grid-template-columns:1fr}}

/* ---------- sections ---------- */
.sec{padding-block:clamp(40px,6vw,76px)}
.sec.alt{background:var(--card);border-block:1px solid var(--line-2)}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;margin-bottom:24px}
.sec-head h2{font-size:clamp(28px,3.6vw,38px)}
.sec-head p{color:var(--muted);max-width:40em;margin-top:6px}
.grid{display:grid;gap:16px}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:900px){.g3{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.g3,.g2{grid-template-columns:1fr}}

.tile{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;gap:10px}
.sec.alt .tile{background:var(--paper)}
.tile .ic{width:52px;height:52px;border-radius:14px;background:var(--mint);color:var(--accent);display:grid;place-items:center}
.tile .ic .i{width:28px;height:28px}
.tile h3{font-size:22px}
.tile p{color:var(--muted);font-size:16px}
.tile .chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:99px;padding:6px 12px;font-size:14px;color:var(--ink);text-decoration:none;background:var(--card);min-height:36px}
.chip .i{width:16px;height:16px;color:var(--accent)}
.chip:hover{border-color:var(--accent);color:var(--ink)}
.chip.soon{background:var(--mint);border-color:transparent;color:var(--accent);font-weight:600;font-size:12.5px;min-height:auto;padding:3px 9px}
.tile .link-arrow{margin-top:auto}

/* steps */
.steps{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(24px,5vw,64px);align-items:center}
.steps ol{list-style:none;margin:0;padding:0;display:grid;gap:14px;counter-reset:s}
.steps li{display:grid;grid-template-columns:52px 1fr;gap:14px;align-items:start;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px}
.sec.alt .steps li{background:var(--paper)}
.steps li .ic{width:52px;height:52px;border-radius:14px;background:var(--navy);color:var(--cta-on-navy);display:grid;place-items:center;position:relative}
.steps li .ic::after{counter-increment:s;content:counter(s);position:absolute;top:-7px;right:-7px;width:22px;height:22px;border-radius:50%;background:var(--accent);color:var(--accent-ink);font:700 12px/22px var(--sans);text-align:center}
.steps li h3{font-size:20px}
.steps li p{color:var(--muted);font-size:15.5px;margin-top:4px}
.steps .illo{max-width:420px;margin-inline:auto}
@media (max-width:820px){.steps{grid-template-columns:1fr}.steps .illo{max-width:280px}}

/* guide cards */
.gcard{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.gcard:hover{border-color:var(--accent);color:var(--ink);transform:translateY(-2px)}
.gcard .ph{aspect-ratio:3/2;overflow:hidden;background:var(--mint)}
.gcard .ph img{width:100%;height:100%;object-fit:cover}
.gcard .tx{padding:16px 18px 18px;display:flex;flex-direction:column;gap:6px}
.gcard .tag{font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--accent)}
.gcard b{font:600 20px/1.2 var(--serif)}
.gcard span.d{color:var(--muted);font-size:15px}

/* value columns */
.vcols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.vcol{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column;gap:10px}
.vcol .illo{height:118px;width:auto;align-self:flex-start;margin-left:-14px}
.vcol h3{font-size:22px}
.vcol p{color:var(--muted);font-size:16px}
.vcol .link-arrow{margin-top:auto}
@media (max-width:900px){.vcols{grid-template-columns:1fr}}

/* FAQ */
.faqs{max-width:820px}
.faq{border:1px solid var(--line);border-radius:12px;background:var(--card);margin-top:10px}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:14px;padding:16px 18px;font-weight:600;font-size:17px;min-height:56px}
.faq summary::-webkit-details-marker{display:none}
.faq summary .i{transition:transform .2s;color:var(--accent)}
.faq[open] summary .i{transform:rotate(180deg)}
.faq .a{padding:0 18px 16px;color:var(--muted)}

/* CTA band */
.band{background:var(--navy);color:var(--on-navy)}
.band .wrap{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:28px;align-items:center;padding-block:clamp(32px,5vw,56px)}
.band .illo{width:150px;height:auto}
.band h2{font-size:clamp(26px,3.4vw,36px);color:var(--on-navy)}
.band p{color:var(--on-navy-muted);margin-top:8px}
.band .illo{--il-mint:#123B5C;--il-mint2:#1E4A6D;--il-card:#F3F6F7;--il-line:#B9CBD8;--il-navy:#0B2A43;--il-navy2:#1E4A6D;--il-teal:#4FD1C5}
@media (max-width:760px){.band .wrap{grid-template-columns:1fr}.band .illo{width:120px}}

/* ---------- illustrations ---------- */
.illo{display:block;width:100%;height:auto}
.illo .il-mint{fill:var(--il-mint)}.illo .il-mint2{fill:var(--il-mint2)}.illo .il-card{fill:var(--il-card)}
.illo .il-line{fill:var(--il-line)}.illo .il-navy{fill:var(--il-navy)}.illo .il-navy2{fill:var(--il-navy2)}
.illo .il-teal{fill:var(--il-teal)}.illo .il-amber{fill:var(--il-amber)}.illo .il-amber-soft{fill:var(--il-amber-soft)}
.illo .il-stroke{stroke:var(--il-line);stroke-width:2}
.illo .il-stroke-teal{stroke:var(--il-teal)}
.illo .il-tick{fill:none;stroke:var(--il-teal);stroke-width:6;stroke-linecap:round;stroke-linejoin:round}
.illo .il-tick-w{fill:none;stroke:var(--il-card);stroke-width:6;stroke-linecap:round;stroke-linejoin:round}
.illo .il-line-s{stroke:var(--il-line)}.illo .il-teal-s{stroke:var(--il-teal)}.illo .il-navy-s{stroke:var(--il-navy)}
.illo .il-digits rect{fill:var(--il-navy)}

/* ---------- inner pages ---------- */
.crumbs{font-size:14px;color:var(--muted);display:flex;flex-wrap:wrap;gap:4px 6px;align-items:center;margin:0 0 14px;padding:0;list-style:none}
.crumbs a{color:var(--muted)}
.crumbs .i{width:14px;height:14px}
.phero{background:linear-gradient(180deg,var(--card) 0%,var(--paper) 100%);border-bottom:1px solid var(--line-2)}
.phero .wrap{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(20px,4vw,52px);align-items:center;padding-block:clamp(22px,4vw,48px)}
.phero.noimg .wrap{grid-template-columns:minmax(0,1fr)}
.phero h1{font-size:clamp(32px,4.6vw,50px);letter-spacing:-.02em}
.answer{margin-top:18px;border:1px solid var(--mint-2);background:var(--mint);border-radius:var(--radius);padding:16px 18px}
.answer .k{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--accent)}
.answer .k .i{width:17px;height:17px}
.answer p{margin-top:6px;font-size:18px;line-height:1.55}
.phero .ctas{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.meta{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:14px;font-size:14px;color:var(--muted)}
.meta span{display:inline-flex;align-items:center;gap:6px}
.meta .i{width:16px;height:16px}
.phero .photo{border-radius:18px;overflow:hidden;aspect-ratio:3/2;box-shadow:var(--shadow)}
.phero .photo img{width:100%;height:100%;object-fit:cover}
.phero .illo-box{max-width:340px;margin-inline:auto}
@media (max-width:860px){.phero .wrap{grid-template-columns:1fr}.phero .photo{aspect-ratio:16/9;max-width:620px}.phero .illo-box{display:none}}
@media (max-width:640px){.phero .photo{order:3}}

.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:clamp(24px,4vw,56px);align-items:start;padding-block:clamp(28px,4vw,52px)}
.layout.single{grid-template-columns:minmax(0,1fr)}
.aside{position:sticky;top:calc(var(--head-h) + 20px);display:grid;gap:16px}
.toc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px}
.toc b{display:block;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.toc ol{margin:0;padding:0;list-style:none}
.toc li a{display:block;padding:7px 0;color:var(--ink);text-decoration:none;font-size:15px;border-bottom:1px solid var(--line-2)}
.toc li:last-child a{border-bottom:0}
.toc li a:hover{color:var(--accent)}
.side-cta{background:var(--navy);color:var(--on-navy);border-radius:var(--radius);padding:18px}
.side-cta h2{font-size:21px;color:var(--on-navy)}
.side-cta p{color:var(--on-navy-muted);font-size:15px;margin:6px 0 14px}
.side-cta .btn{width:100%}
.toc-m{display:none;background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:8px}
.toc-m summary{cursor:pointer;padding:14px 16px;font-weight:600;display:flex;justify-content:space-between;align-items:center;list-style:none;min-height:50px}
.toc-m summary::-webkit-details-marker{display:none}
.toc-m ol{margin:0;padding:0 16px 12px 34px}
.toc-m li{padding:5px 0}
@media (max-width:980px){.layout{grid-template-columns:minmax(0,1fr)}.aside{display:none}.toc-m{display:block}}

.prose{max-width:720px;min-width:0}
.prose>h2{font-size:clamp(25px,2.8vw,30px);margin:40px 0 12px;scroll-margin-top:calc(var(--head-h) + 16px)}
.prose>h2:first-child{margin-top:8px}
.prose p,.prose li{font-size:17.5px;line-height:1.7}
.prose p+p{margin-top:12px}
.prose ol,.prose ul{padding-left:24px;margin:10px 0}
.prose li{margin:7px 0}
.prose li::marker{color:var(--accent);font-weight:700}
.prose strong{font-weight:700}
.tw{overflow-x:auto;margin:16px 0;border:1px solid var(--line);border-radius:12px;background:var(--card)}
table.t{border-collapse:collapse;width:100%;min-width:480px;font-size:15.5px}
table.t th,table.t td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line-2);vertical-align:top}
table.t thead th{background:var(--mint);font-weight:700;color:var(--ink);font-size:14.5px}
table.t tbody th{font-weight:600}
table.t tr:last-child td,table.t tr:last-child th{border-bottom:0}
@media (max-width:560px){
  .tw.stack{border:0;background:none;overflow:visible}
  .tw.stack table.t{min-width:0}
  .tw.stack thead{display:none}
  .tw.stack table,.tw.stack tbody,.tw.stack tr,.tw.stack td,.tw.stack th{display:block;width:100%}
  .tw.stack tr{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:6px 4px;margin-bottom:10px}
  .tw.stack td,.tw.stack th{border:0;padding:6px 12px}
  .tw.stack td[data-label]::before{content:attr(data-label);display:block;font-size:12.5px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
  .tw.stack tbody th{font-family:var(--serif);font-size:18px}
}
.letter{margin:18px 0;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.letter figcaption{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap;padding:10px 14px;background:var(--mint);font-weight:700;font-size:14.5px}
.letter figcaption span{display:inline-flex;align-items:center;gap:8px}
.letter .body{padding:16px 18px;font-size:16.5px;line-height:1.65}
.letter .body p+p{margin-top:10px}
.fill{background:var(--mint);border-radius:5px;padding:0 4px;color:var(--accent);font-weight:600;white-space:normal}
mark.todo{background:var(--todo-bg);color:var(--todo-ink);border-radius:5px;padding:1px 5px;font-size:.92em;box-decoration-break:clone;-webkit-box-decoration-break:clone}
a.ext::after{content:"";display:inline-block;width:.8em;height:.8em;margin-left:3px;background:currentColor;-webkit-mask:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="black" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M15 3h6v6"/><path d="M10 14 21 3"/><path d="M18 13v6a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V8a2 2 0 0 1 2-2h6"/></svg>') center/contain no-repeat;mask:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="black" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M15 3h6v6"/><path d="M10 14 21 3"/><path d="M18 13v6a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V8a2 2 0 0 1 2-2h6"/></svg>') center/contain no-repeat}
.prose .faqs{margin-top:8px}
.hub{margin-top:36px}
.hub h2{font-size:clamp(25px,2.8vw,30px);margin-bottom:6px}
.hub h3{font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:20px 0 8px}
.hublist{display:grid;grid-template-columns:1fr 1fr;gap:10px;list-style:none;padding:0;margin:0}
.hublist a{display:flex;align-items:center;justify-content:space-between;gap:10px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 14px;text-decoration:none;color:var(--ink);font-weight:600;min-height:52px;font-size:16px}
.hublist a:hover{border-color:var(--accent)}
.hublist a .i{color:var(--accent)}
@media (max-width:620px){.hublist{grid-template-columns:1fr}}
.related{margin-top:40px}
.related h2{font-size:clamp(23px,2.6vw,27px);margin-bottom:12px}
.waitbox{display:grid;grid-template-columns:120px minmax(0,1fr);gap:18px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px;margin-top:32px;scroll-margin-top:calc(var(--head-h) + 16px)}
.waitbox h2{font-size:23px}
.waitbox p{color:var(--muted);font-size:15.5px;margin-top:4px}
.waitbox form{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}
.waitbox label.vh+input,.waitbox input[type=email]{flex:1 1 220px;min-height:46px;border:1px solid var(--line);border-radius:10px;padding:10px 12px;background:var(--paper)}
.waitbox .fine{font-size:13px;color:var(--muted);margin-top:8px}
@media (max-width:560px){.waitbox{grid-template-columns:1fr}.waitbox .illo{width:110px}}
.inline-upl{margin-top:4px}
.sitemap h2{font-size:24px;margin:28px 0 10px}
.sitemap ol{columns:2;column-gap:32px;padding-left:24px}
.sitemap li{break-inside:avoid;margin:5px 0}
@media (max-width:700px){.sitemap ol{columns:1}}
.credits{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:14px;list-style:none;padding:0;margin:16px 0}
.credits li{background:var(--card);border:1px solid var(--line);border-radius:12px;overflow:hidden;font-size:14px}
.credits img{aspect-ratio:3/2;object-fit:cover;width:100%}
.credits div{padding:10px 12px;color:var(--muted)}
.formcard{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(18px,3vw,28px);max-width:720px}

/* ---------- footer ---------- */
.site-foot{background:var(--navy);color:var(--on-navy-muted);font-size:15px;margin-top:0}
.site-foot .wrap{padding-block:44px 28px}
.foot-top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
.site-foot .brand{color:#fff}
.site-foot .brand{--lg-ink:#FFFFFF;--lg-sub:#4FD1C5;--lg-tile:#123B5C}
.site-foot .brand .logo{height:52px}
.site-foot p{margin-top:10px;max-width:24em}
.site-foot h2{font-family:var(--sans);font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:#fff;margin:0 0 10px}
.site-foot ul{list-style:none;margin:0;padding:0}
.site-foot li a{display:inline-block;padding:5px 0;color:var(--on-navy-muted);text-decoration:none}
.site-foot li a:hover{color:#fff;text-decoration:underline}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:16px;font-size:13px;line-height:1.6}
.legal mark.todo{font-size:12px}
@media (max-width:900px){.foot-top{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-top{grid-template-columns:1fr}}
.preview-note{background:var(--todo-bg);color:var(--todo-ink);font-size:13.5px;text-align:center;padding:8px 16px}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}
@media print{.site-head,.site-foot,.aside,.band,.upl,.waitbox{display:none}}
/* prose overrides for components inside guides */
.prose ul.hublist{padding-left:0;margin:0}
.prose .hublist li{margin:0;font-size:16px;line-height:1.4}
.prose .hublist li::marker{content:none}
.prose .trust ul{padding:18px;margin:0}
.prose .trust li{font-size:14.5px;line-height:1.45;margin:0}
.prose .trust li b{font-size:15.5px}
.prose .faqs,.prose .related,.prose .hub{margin-top:44px}
.prose .faqs h2,.prose .related h2,.prose .hub h2{font-size:clamp(25px,2.8vw,30px)}
.prose .faq p{font-size:16.5px}
@media (max-width:640px){
  .phero .ctas .btn{flex:1 1 100%}
  .phero .photo{aspect-ratio:2/1}
  .phero .meta{flex-direction:column;gap:6px}
}